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HBT Wellness Program

Unparalled Wellness

The Health Benefits Trust has the most generous wellness benefit in North Carolina – in fact, we are confident that if we put our wellness program up against any other provider in the entire country, we’d come out on top.  

Wellness Program Testimonial Quote

Implementing wellness incentives that help prevent and identify illness is a proven way to achieve long-term cost savings. Employers benefit by having reduced claims, and employees have access to health education and earlier interventions if health issues do arise. ​

We cover wellness exams and preventative screenings at 100% with no age or frequency limits, and in addition to several traditional wellness programs, we pay for members to participate in programs like Naturally Slim and TrestleTree tobacco cessation​. 

Our Wellness Benefit provides coverage for preventative services such as routine physical exams, screenings, immunizations, and routine laboratory tests and X-rays. Think of it as a way to cover the routine tests and exams you need in order to determine the state of your health, saving your regular coverage for illness or injury. 

Wellness Program Requirements

All active covered individuals (employees and spouses) must meet the following wellness screening requirements, as applicable:

  • Annual wellness screening from a primary care physician, urgent care facility or employer on-site assessment.
  • Age appropriate cancer screenings, typically members follow American Cancer Society guidelines:
    • Mammograms: 1 per year for females age 45-54; 1 every 2 years for females age 55+
    • Colonoscopy: 1 every 10 years for all individuals age 50+
    • Pap: 1 every 3 years for females age 21+ (alternate guidelines for females who’ve had a hysterectomy)
  • Personal Care Management program participation (as invited).

Wellness Grants

Members of the Health Benefits Trust are also eligible to apply for Wellness Grants of up to $10,000 annually. Learn more about our Wellness Grant program and apply online!​​​