Health Benefits Trust

At the League, we’re here for your employee health insurance needs.

The Health Benefits Trust is a self-insured, member-governed insurance company that is 100% committed to providing the insurance coverage options that our member cities and towns need.

We know how complex and confusing group health insurance – and voluntary benefits – can be. So we’re here to listen to what you need, answer your questions and help you understand the coverage options available and how they can be customized to best fit your city or town’s budget and needs.

Benefit Plans

Medical

With more than 20 standard benefit designs and pharmacy benefits, we help you identify the best option for your needs and your employees’ wants. We allow groups of all sizes to provide multi-level coverage options to employees – just one example of why the Health Benefits Trust is unique.

VIDEO:

Health Benefits Trust 2021 explainer video

Dental

Choose from three different plan options with or without orthodontic benefits.

VIDEOS:

Dental I with Ortho | Dental I without Ortho

Dental II with Ortho | Dental II without Ortho

Dental III with Ortho | Dental III without Ortho

Vision

We provide three plan options to choose from: Vision Basic, Vision Premier and Vision Premier Plus.

VIDEOS:

VSP Basic

VSP Premier

VSP Premier Plus

Life

We provide group employee life insurance, accidental death and dismemberment, dependent coverage and supplemental employee coverages.

Disability

We offer both short- and long-term disability plans.

Voluntary Benefits

Through our Preferred Partner, Municipal Benefits Inc., HBT
offers voluntary benefit plans like accident, cancer, critical illness, hospital indemnity, life insurance and long-term care. Voluntary benefits are paid entirely by the employee with no employer contribution.

Request a Quote Today!

HBT Contacts | 2021-2022