Announcing PharmAvail as our new pharmacy benefit manager
The N.C. League of Municipalities’ Health Benefits Trust is excited to announce PharmAvail as our new pharmacy benefit manager (PBM) beginning January 1, 2012.
This change is expected to save you, our membership, 12 percent in pharmacy claims, or $1.2 million.
This change follows an extensive analysis of our pharmacy contract, which was due to expire on January 1. This new pharmacy contract enables us to realize savings that will serve as a hedge against medical trend which continues to increase 8 percent per year.
Click here to read more.
Hurricane Irene insurance claims reporting information
Reminder: As you are cleaning up from Hurricane Irene, please know that your NCLM RMS Claims staff is prepared to respond to your insurance claims.
Please notify our offices immediately.
We have adjusters on standby to assist.
As a reminder, please go to ReadyNCLocal.org for disaster preparedness before and after a storm.
Important phone numbers
General Information: 919-715-4000 | Fax:919-715-6656
MIT: Health Benefits Trust: 1-877-287-9503 | Fax: 919-733-3108
Workers' Compensation Trust: 1-888-561-1083 | Fax: 919-715-8465
Property & Liability Trust: 1-800-768-8600 | 919-715-8465
Underwriting: Fax: 919-715-9751
Our Mission
To administer high quality insurance trusts, provide professional service and to always be accountable to the membership through the leadership of the Board of Trustees and the knowledge and dedication of a higly trained staff.
The League offers its members the opportunity to participate in one or more of three, self-funded governmental insurance pools. These pools provide workers' compensation, health benefits, property and liability coverages.
What are self-funded pools?
A vehicle that allows mid- to smaller-sized municipalities the ability to self insure collectively serving as an alternative to insurance from commercial companies.
Cities, towns, villages and other public entities cooperate to form self-insured pools to enjoy the benefits of self insurance on a collective basis, while receiving top-notch service by experts in municipal risk management. These pools provide League members the ability to obtain insurance coverage geared to their unique needs through a program governed by their peers -- other municipal officials across the state. In addition, the pool offers unparalleled expertise with regard to municipal coverage needs, municipal claims and municipal risk management and loss control issues. The League's Risk Management Services provides the daily management for these insurance programs, under the direction of the NCLM Risk Management Board of Trustees.
In this section are descriptions of the three major insurance programs and the other services offered by NCLM Risk Management Services.
Workers' Compensation Trust
North Carolina Interlocal Risk Management Agency (NCIRMA) providing statutory workers’ compensation and employers' liability coverage.
Request a Quote
Health Benefits Trust
Municipal Insurance Trust of North Carolina (MIT of NC) providing medical, dental, vision, disability and life coverage to municipal employees on group basis.
Request a Quote
Property and Liability Insurance Trust
Interlocal Risk Financing Fund of North Carolina (IRFFNC) providing coverage in all major lines such as automobile, real and personal property, municipal equipment and liability (public officials, policy and general liability)
Request a Quote
Risk Management and Loss Control Programs
Online Safety Training
Lending library providing training resources in the areas of risk management, loss control, and wellness grants to assist members in their risk management efforts include:
- Wellness Program Development
- Employee Assistance Program implementation
- Safety Grants for training or equipment
- Safety Kits to assist our smaller members
Onsite consulting
- Risk Management Program Development
- Assistance with Policies and Procedures
- Risk Management, Loss Control, Wellness and EAP Recommendations
- Training
Request a Consultation