Insurance & Risk Management Services
- Workers' Compensation Trust
The Workers' Compensation program is the oldest of the three pool programs. It has more than 450 participants and provides statutory workers' compensation and employer liability coverage with deductible options available based on the needs of the member.
- Health Benefits Trust
The Health Benefits program provides benefits for more than 9,000 local government employees and their dependents in more than 400 entities across the state. The Health Benefits program is the largest of the League's three insurance programs. Benefits include medical, dental, vision, short-term disability, long-term disability and life insurance.
- Property and Liability Insurance Trust
The Property and Liability program has approximately 380 participant entities. It provides a package of coverage specifically designed for NCLM members. Property coverage is provided for traditional items such as buildings, equipment, vehicles and fine arts. Unique public exposures, such as police dogs, can be covered at the member's option. Liability coverage ranges from general liability and auto to optional coverages such as police professional and public officials and employment practices. Bond and crime coverage also are available.
- Risk Management and Loss Control Programs
The League's Risk Management Services maintains a professional loss control unit for the benefit of League members. League members that participate in either the Property and Liability or the Workers Compensation pools receive loss control services for free or at reduced rates. Pool participants also have exclusive access to the several grant programs, online safety training, consultations and training services to better assist members in their risk management efforts.
The Legal Affairs Department is responsible for providing internal legal advice and assistance to other League departments, providing support to the legislative advocacy programs, and providing several forms of legal assistance League members. These services to members include the inquiry service, amicus program, model ordinances, handbooks and manuals, legal memoranda, publications, and charter revisions.
Led by members of the Government Affairs Department, the League's legislative advocacy work focuses on advocating on behalf of North Carolina's municipalities with the North Carolina General Assembly, the Governor's office, and multiple state agencies. The program also includes League LINC (Legislative Information Network of Communities), the League’s grassroots program.
Research & Surveys
The League's research serves two primary purposes. The first is to provide data and information to member municipalities to assist in both their daily operations and long-range planning. The second is to support the League’s advocacy and lobbying work.
Every elected municipal official and every key appointed official receives two NCLM publications monthly, Southern City and League Letter. These general-interest publications keep officials updated on how other cities and towns are meeting challenges, how state and federal decisions affect local governments and what programs and services the League offers. Other publications go to specific groups, such as Law Notes to municipal attorneys, or the Directory of North Carolina Municipal Officials and Buyers' Guide to the chief administrative officer in each city or town. In addition, the League publishes Legislative Bulletins, a Risk Management Services Annual Report, Loss Control Safety Bulletins and more.
Municipal Assistance Center
The League provides a broad array of assistance to its members such as advice, consulting, training, conferences, publications and research to assist municipal officials in effectively managing their municipal operations. The League staff includes attorneys who are familiar with municipal law, and other staff with experience in management, human resources, regulatory matters, emergency management and other areas. The League also has contacts with the various governmental agencies or other organizations and can make referrals when appropriate. Additionally, the League has relationships with consulting firms and endorsed vendors who can provide assistance to League members under contract with the League.
This section is a clearinghouse to help our members find the workshops, meetings, conferences, webinars and other events pertinent to North Carolina cities and towns that are coming up today, tomorrow, next week or even months from now. Here you will also find information about Town Hall Day, NCLM Annual Conference, legislative district meetings, Risk Management Services meetings and more.